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How non-resident buyers can borrow 60–70% of a Costa del Sol property in 2026 — rates, LTV rules, the paperwork, and the rejections most buyers never see.
New build costs the buyer 12-13% in taxes and fees. Resale costs 9-11%. That 2-3 point gap is real, but it is not the deciding factor.
Marbella monthly costs in 2026: rent, utilities, groceries, healthcare, and transport — exact numbers, not the brochure version. Updated July 2026.