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How non-resident buyers can borrow 60–70% of a Costa del Sol property in 2026 — rates, LTV rules, the paperwork, and the rejections most buyers never see.
New build costs the buyer 12-13% in taxes and fees. Resale costs 9-11%. That 2-3 point gap is real, but it is not the deciding factor.
Marbella's luxury market splits into five distinct neighborhoods with different price bands, buyer profiles, and resale risk. Here is the 2026 ranking by investment merit.