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Spain taxes non-resident owners on income they never earned. The 2026 annual bill: IRNR, Wealth Tax, IBI, plus the Modelo 210 trap. Exact figures, no filler.
How non-resident owners sell Spanish property in 2026: 19%/24% capital gains tax, 3% buyer withholding, plusvalía, and deductions most owners miss.
How non-resident buyers can borrow 60–70% of a Costa del Sol property in 2026 — rates, LTV rules, the paperwork, and the rejections most buyers never see.