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Spanish rental income tax in 2026 for non-resident property owners: 24% IRNR flat rate, EU election at 19-26% minus deductions, quarterly Modelo 210 filing.
How non-resident owners sell Spanish property in 2026: 19%/24% capital gains tax, 3% buyer withholding, plusvalía, and deductions most owners miss.
How non-resident buyers can borrow 60–70% of a Costa del Sol property in 2026 — rates, LTV rules, the paperwork, and the rejections most buyers never see.